Mount Nittany Health Provider
Ralitsa V. Balabanova-Tsarnakova, MD
Ralitsa V. Balabanova-Tsarnakova, MD
About Me
Ralitsa Balabanova-Tsarnakova, MD, is a dedicated internal medicine physician specializing in preventive care and wellness for adult patients. She focuses on health screenings, risk prevention and the management of both acute and long-term conditions to help her patients achieve optimal health. Her approach is grounded in compassion, aiming to make every patient feel heard, respected and actively involved in their care. She is also available for telehealth appointments to provide convenient and accessible care options.
Dr. Balabanova-Tsarnakova chose a career in healthcare to guide individuals toward effective health solutions and empower them to take charge of their well-being. Her personable and empathetic communication style ensures patients feel comfortable and supported throughout their healthcare journey.
She is proud to be part of the Mount Nittany Health community, where she has found an opportunity to have a meaningful effect in the lives of her patients and the surrounding community. Dr. Balabanova-Tsarnakova encourages her patients to view their health as their most valuable asset, providing guidance on how to protect and maintain it.
Outside of work, Dr. Balabanova-Tsarnakova enjoys spending quality time with her family, outdoor activities and exploring new destinations through travel.
Female
English
Credentials
Medical Education
Medical University of Sofia - Sofia, Bulgaria
Internship/Residency
The Brooklyn Hospital Center - Brooklyn, NY
Board Certification
American Board of Internal Medicine
Insurance
Accepted insurance providers
- Aetna
- Advantra
- AmeriHealth Caritas Pennsylvania
- AmeriHealth Caritas Pennsylvania CHC
- AmeriHealth Caritas Northeast
- AmeriHealth Caritas VIP Care
- Capital Blue Cross (including Senior Blue, Keystone Health Plan Central, Health One and Blue CHIP)
- Cigna (accepted system-wide, except by CEMA, the Emergency Department provider group)
- Community Care Behavioral Health Organization (psychiatry)
- Gateway Health Plan (Medical Assistance Product)
- Geisinger Health Plan/Geisinger Gold/GHP Family
- Government: CHAMPUS, Tricare/Black Lung Benefits Act
- HealthAmerica/HealthAssurance/First Health
- Highmark/PA Blue Shield (accepted system-wide, except by Centre Pathology Associates, the Pathology department provider group as of 1/1/26)
- Medical Assistance
- Medicare/Medicare Railroad
- PA Health and Wellness
- Preferred Health Services
- Three Rivers Provider Network
- United Behavioral Health (psychiatry)
- United Healthcare/United Healthcare Student Resources
- UPMC Health Plan/UPMC For Life/UPMC For You
Reviews
4.9
20 Comments
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- February 12, 2026
Dr. Tsarnakova has excellent physician-empathy. I know she cares about my well-being and wants to contribute towards it.
- February 4, 2026
I always tell friends about my wonderful doctor. Dr. Tsarnakova
- January 25, 2026
Dr. Tsarnakova is a valuable, excellent, talented doctor. I feel so fortunate that she is my doctor, my advocate.
- January 23, 2026
Always recommend her.